Often business credit is denied by commercial banks due to stringent time-in-business requirements. Businesses such as the following may still be able to obtain financing through receivable lenders:

• Start Up Companies
  
• Companies Less Than 2 Years In Business
  
• Established Companies With Recent Ownership Changes
  
• Newly Incorporated Businesses
  
• Established Businesses New To The State
  
• Inadequate Track Record